How To Make Money As A Student In Ghana

September 8, 2022

Written by Dorcas Obenewaa Owusu


Being a student is hard, but being a broke student is hell. It’s stressful and mentally draining.

But that’s more reason why you should have side hustle to support yourself during those days when there’s no money in your pocket or Momo account. So let’s look at some ways to make extra  money as a student while in school….

Buy and sell items

This business is already common in universities. You can sell clothes, accessories, shoes or anything else that has a market. Start small – don’t buy too many things from the beginning with the intention of selling everything at once

Figure out what you want to sell and buy a small portion of it. Add your profit, promote through word of mouth and social media, and then start selling. You can shop at physical stores or online marketplaces like Jumia, Kikuu, and Amazon.


Speaking of online marketplaces, let’s talk about the dropshipping business model. It’s a great option for you as a student because you don’t need a lot of capital to get started.

Here’s how it works: 

Find a reliable supplier who has the product you want to sell in stock. Post pictures and descriptions of the product. Take orders from interested buyers. Forward the order information to the supplier. Get paid when the product is delivered.

Basically, everything is outsourced. You just need to set your own prices and promote the products to attract buyers. Typically, dropshippers in Ghana sell to both in-country and out-of-country customers. However, if you only want to sell to Ghanaian customers, you can use the Tendo app 

Create and sell your own items

It’s 2022, so there’s no limit to the skills available for you to learn. Youtube, friends, social media, and local entrepreneurship programs can teach you so much about how to make and sell your own stuff

For example, you can learn how to make wigs, fascinators, beaded accessories, and other crafts. Some students also make money by sewing, braiding, or selling light snacks like juices or smoothies. If you’re artistic, you can make money with your own designs that you put on items like mugs and t-shirts.

Run a mini digital marketing business

Digital marketing is very broad. So there are many areas you can focus on depending on your skills, resources, and time

A few options to consider:

  • Charge a fee to promote products on your social media accounts- this is ideal if you have a large number of followers on platforms like Instagram and Twitter.
  •  If you have a lot of contacts, you can also monetize your WhatsApp status by charging for posting products. 
  • Learn how to run Facebook ads, Instagram ads, and Google AdWords to promote businesses and charge for it.
  • Many people either need help or do not have the time to manage their business/personal social media pages. Offering social media management services can therefore be a goldmine. You can find customers among your family and friends, on campus, and online. Use tools like Canva, Hootsuite, Buffer, and Capcut to make your job easier (and faster)
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 Become a content creator

To make money from content creation, you need to create high-quality content that is of value to a particular audience. 

The most popular niches for content creation in Ghana so far include food, travel, fashion, and entertainment (skits, vox pops, etc.)

However, if you have any unique idea or even a different approach to the existing niches, then by all means go for it. 

Bear in mind that it takes time and extra hard work to make money as a content creator. Below are three of the top content creation platforms and how you can earn from them

  •  YouTube: affiliate marketing, ad revenue, sponsored content
  •  Blogging: affiliate marketing, selling ad space, sponsored posts, paid reviews, selling products/services related to your blog’s niche 
  •  Tik Tok: brand promotions, receiving virtual gifts which can be converted into cash, selling your own products

 Become a freelancer 

There are many skills you can turn into a freelance career, including graphic design, writing, and photography.

Apply on sites like Upwork and Fiverr or find clients in your area. Churches, local news portals, and small businesses are all opportunities you can look into.

So there you have it. This is not an exhaustive list, but rather a sampling of the most practical options you can try. The best part is that most of them require little to no capital.

Check out 101 businesses ideas you can start with little money. Now go forth and get that bag



About Mesika

Hey there, my name is Isaac Sesi. I built Mesika to provide free personal finance resources online to help young Ghanaians become smarter about their money.

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